Finlo
Download Finlo

Sixty-second lessons, one tap away.

Download on theApp Store
Google Play, coming soonJoin the Android waitlist

Free, forever, on the basics. SEBI-registered advisor reviewed.

The 60-second
money habit India
never had.

Quick lessons that fit between your coffee and your commute, on SIPs, taxes, credit, and the scams in between. Built by financial and software experts.

Download Finlo

Sixty-second lessons, one tap away.

Download on theApp Store
Google Play, coming soonJoin the Android waitlist

Free, forever, on the basics. SEBI-registered advisor reviewed.

See a sample lesson
Free, forever SEBI-registered advisor reviewed Android, coming soon
Finlo, a 60-second lesson on where your money goes
Life stages
4
Chapters
40+
Bite-sized lessons
100+
Levels
Rookie to Master
Per lesson
60 sec
New chapters
Every month
The reality

The LIC agent lied.
We’ll show you why.

Most of us inherited finance from a family WhatsApp group, a pushy uncle, or a YouTube reel. The cost of that education shows up later, in losses, missed compounding, and trust broken twice.

93%
of retail F&O traders lose money.
SEBI, 2024
₹1.8L
average loss per losing trader, over three years.
SEBI, 2024
5%
average return on the typical mis-sold ULIP.
IRDAI filings
76%
of Indians can't define a mutual fund.
NCFE survey
How it works

Three steps to fluent finance.

Finlo daily streak calendar
01

Sixty seconds a day.

One bite-sized lesson, one tap. Keep your streak alive and watch the calendar light up.

Finlo, learn by doing scenario
02

Learn by doing.

Every lesson ends in a real-world drill. Tax slabs, SIP math, scam radar. Tap to answer.

Finlo level system, Rookie to Master
03

Climb the levels.

Earn XP for every correct answer. Move from Rookie to Learner, Saver, Investor, Master.

Built for your life stage

Four life stages.
A library that keeps growing.

STAGE · 01

College Students

18 to 22

First paycheck, first budget. Build the money habits the rest of your decade will rest on.

10+ chaptersGrowing monthly60s each
STAGE · 02

Working Professionals

22 to 30

Stop leaking money. Build the system that turns a salary into compounding wealth.

10+ chaptersGrowing monthly60s each
STAGE · 03

Family & Planning

30 to 50

Two incomes, one mortgage, kids and aging parents. The ten chapters every household actually needs.

10+ chaptersGrowing monthly60s each
STAGE · 04

Senior Citizens

60 plus

Pension, SCSS, reverse mortgage, wills and digital safety. The decade of certainty.

10+ chaptersGrowing monthly60s each
Personalized

One hundred lessons.
Tailored to where you are in life.

Eight onboarding answers. We pick the right ten chapters for you, in the right order, for the life stage you’re actually in.

  • 100 bite-sized lessons, sequenced for your stage.
  • Real numbers from real Indian incomes.
  • Reviewed by SEBI-registered advisors.
Finlo, your personalized plan, 10 chapters tailored for you
The daily ritual

A two-minute habit
that actually sticks.

A single Daily Challenge each morning. A live leaderboard against friends. Hearts that regenerate. The small loops that turn five days into fifty into five hundred.

13
Question formats
5
Hearts to play with
30
XP per challenge
Daily challenge
Finlo, daily challenge, rank by max tax deduction limit
Finlo leaderboard, weekly XP
Why trust us

Built by financial and software experts. Not against you.

Most “finance education” in India is a funnel into selling you something. Finlo is the opposite, a small team of curriculum designers, advisors, and engineers, paid by you, accountable to you.

Frequently asked

Questions, answered.

  • No. Finlo doesn’t sell mutual funds, insurance, or trades. We don’t take commissions or referral fees. The only thing we sell is the lesson itself.